One Account.Endless possibilities.
Nola is an AI money app for iPhone. One account to spend, save, earn and send — with a Visa card, yield on your idle balance, and an assistant that answers questions about your money.
Joining is optional — no account or sign-in is needed to read about Nola.
About Nola
Nola is an AI money app for iPhone.
Nola gives you one US-dollar account that you control yourself. Your balance earns yield while it sits idle, you spend it anywhere with a Nola Visa card, and you can send it around the world in seconds. An AI assistant answers questions about your money in plain language — what you spent, where it went, what you can afford — and carries out requests you make in a normal sentence.
You do not need an account, and you do not need to sign in, to read this page or any other part of this website.
- Save
- Your idle balance earns yield in a third-party DeFi vault on the Base network. No lock-ups — withdraw at any time.
- Spend
- A virtual Visa card for online and in-store payments, with every transaction visible in the app as it happens.
- Send
- Transfers on stablecoin rails, so money moves in seconds without SWIFT or correspondent banks.
- Ask
- The assistant tracks spending, sets limits per merchant or category, and answers questions about your account.
Signing in to Nola
You can create a Nola account with your email address, with Sign in with Apple, or with Sign in with Google. If you choose Google, Nola receives the email address on your Google Account. That address is the only thing Nola reads and stores from your Google Account, and it is used to create your account and to recognise you when you sign in again. Nola never sees your Google password.
How Nola collects, uses and protects your information — including data received through Google Sign-In — is set out in full in our Privacy Policy. The rules for using the service are in our Terms of Service. Questions about privacy go to privacy@nola.money.
The Nola iOS app is in private alpha. This website describes the product and lets you join the waitlist; joining is optional and nothing on this site requires an account.
AI Finance Co-Pilot
Talk to your money. Just ask, it’s done.
Nola reads every transaction and answers in plain English — no spreadsheets, no exports, no guessing.
How much have I spent this month?
You’ve spent $4,280 so far this month. Here’s a snapshot!
Spending summary
$4,280
Get me an eSIM for Japan.
Activated — 30 days of unlimited data for $29.
Japan eSIM
$29
Move $500 to savings.
Done. Your savings balance is now $6,120.
Savings balance
$6,120
Cap my Doordash at $200 a week.
Cap set. I’ll flag you at $150 and stop at $200.
Weekly cap
$200
I got charged twice by Uber.
Disputed the duplicate $24 charge. Refund lands in 3 days.
Refund pending
$24
A world that always listens
when you ask out loud.
Try the Nola AI demo.
Scripted demo. The real Nola runs on your real account. today.
Just Ask. It’s Done.
Earn More.Keep It Simple.
See how much you could earn with Nola
+ $72,666 Earned
$262,666
$262,666 after 15 years, $72,666 earned
Growth Over Time
4% APY
- Nola 4%
- High-yield savings 4%
- Traditional bank 0.4%
$10,000 plus $1,000 a month grows to $262,666 over 15 years at 4% with Nola, against $262,666 at high-yield savings rates of 4% and $196,085 at traditional bank rates of 0.4%.
Built and Backed by the Best
Got Questions?
Learn how things work, what to expect,
and where to go if you need help.
Nola is an AI-powered smart bank built on stablecoin rails. It combines a Visa card, up to 6% yield, global transfers, and an AI agent that manages your money through conversation, including budgets, spending limits, projections, bookings, and more.
Most stablecoin neobanks give you better rails, faster transfers, and better yield, but the app is still just a dashboard. Nola’s AI agent is the product. It does not just show your money. It manages it, acts on it, and talks to you about it.
Nola is self-custodial. Your wallet is created with no Nola signer, so we cannot move your money on our own. Funds earn yield through established, audited DeFi vaults. Payments are signed on your own device with a passkey — Face ID or Touch ID — unless you choose to turn that off in settings.
Your stablecoin balance is deposited into DeFi yield vaults like Morpho that earn around 4% APY. No lockups. Withdraw anytime. Yield accrues automatically.
No. Nola handles all the crypto infrastructure behind the scenes. You see dollars. You spend dollars. You talk to an AI. The blockchain is invisible.
Soon. Join the waitlist and we will email you when it is your turn.
Start Talking To Your Money
Nola launches soon. Get in line.
No spam. We'll only email you when it's your turn.